* Loan payoff (per existing lender's payoff letter)
* Owner's title policy premium
* Owner's extended-coverage endorsement
* Record release of existing lien(s)
* Current year real-estate tax pro-ration (per contract)
* Prior year's property taxes still due
* Water and sewer adjustments
* Homeowner's association adjustments
* Real-estate closing fee (per contract)
* Commissions (per listing agreement)
* Courier fee
* Any other costs as outlined in real-estate contract
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* Mortgagee's title policy and endorsements
* Record warranty deed
* Record deed of trust
* Tax certificate
* Courier Fee
* State documentary fee
* Real-estate closing fee (per contract)
* Loan closing fee
* Tax service fee (lender charge)
* Full-year homeowner's insurance escrow (lender charge)
* 2-3 months hazard insurance escrow (lender charge)
* Tax reserve (lender charge)
* Loan origination of discount fee (lender charge)
* Appraisal (lender charge)
* Credit report (lender charge)
* Lender documentation preparation (lender charge)
* Flood certification (lender charge)
* Mortgage insurance premium – MPI or PMI (lender charge)
* Miscellaneous loan fees (lender charge)
* Survey / improvement location certificate (ILC)
* Water and sewer adjustments (if applicable)
* Homeowner's association adjustments (if applicable)
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