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Mortgagee's title policy and endorsements
Record warranty deed
Record deed of trust
Tax certificate
Courier Fee
State documentary fee
Real-estate closing fee (per contract)
Loan closing fee
Tax service fee (lender charge)
Full-year homeowner's insurance escrow (lender charge)
2-3 months hazard insurance escrow (lender charge)
Tax reserve (lender charge)
Loan origination of discount fee (lender charge)
Appraisal (lender charge)
Credit report (lender charge)
Lender documentation preparation (lender charge)
Flood certification (lender charge)
Mortgage insurance premium – MPI or PMI (lender charge)
Miscellaneous loan fees (lender charge)
Survey / improvement location certificate (ILC)
Water and sewer adjustments (if applicable)
Homeowner's association adjustments (if applicable)
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Loan payoff (per existing lender's payoff letter)
Owner's title policy premium
Owner's extended-coverage endorsement
Record release of existing lien(s)
Current year real-estate tax pro-ration (per contract)
Prior year's property taxes still due
Water and sewer adjustments
Homeowner's association adjustments
Real-estate closing fee (per contract)
Commissions (per listing agreement)
Courier fee
Any other costs as outlined in real-estate contract
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